01
One timeline
Every account, card and wallet in a single chronological feed with automatic merchant enrichment and clean category labels.
Anithra Consumer · Fintech · Wallet & payments
Your money, finally in one place.
A consumer wallet that holds balances, splits bills, automates saving goals and shows you where the money actually went — without the passive-aggressive nudges.
VA
Vaultra
Live · B2C
Transfer time
Under 3 s
Auto-categorisation
94% accurate
App rating
4.7 ★
Overview
Why Vaultra exists.
Vaultra is a wallet built around a simple observation: people do not have a budgeting problem, they have a visibility problem. Money leaves from six apps and arrives in three, and no single surface tells the truth.
The app consolidates balances and spending into one timeline, categorises automatically, and lets you move money instantly to anyone in your contacts. Saving goals are pots you can name and automate, not a screen you have to visit.
It runs on Ledgerline, so balances are ledger-accurate to the paisa and cent, and every transaction carries a traceable history. Security is opinionated: device-bound keys, biometric confirmation on movement and instant freeze from any signed-in device.
Built for
Everyday consumers, young professionals, families splitting shared costs.
Technology
- React Native
- Ledgerline
- Go
- PostgreSQL
- Firebase
- AWS
Compliance posture
- PCI DSS
- India DPDP Act 2023
- GDPR & UK GDPR
- Strong Customer Authentication
Capabilities
What it actually does.
Six capabilities that define Vaultra. Each one exists because a customer needed it, not because a competitor listed it.
02
Instant transfers
Send to a contact, a UPI ID or an account number and it settles in seconds, with a request flow for getting paid back.
03
Split without spreadsheets
Split a bill by item, share or percentage, track who still owes, and settle the whole group in one tap.
04
Goal pots
Named pots with automated round-ups or scheduled top-ups, and a realistic projection of when you actually get there.
05
Spend insights
Monthly patterns, recurring-subscription detection and alerts when a regular payment changes amount.
06
Security you control
Biometric confirmation, device-bound keys, per-transaction limits and one-tap freeze from any signed-in device.
Also in the group
Other consumer products.
Questions about Vaultra?
Support, privacy, data export or a feature you wish existed — the product team reads these directly and replies within one business day.
Prefer email? sales@anithrasolutions.com · We reply within one business day